AI-Led Remote Onboarding & eKYC for Insurance
Enterprise Framework for Scale, Compliance, and Risk Control
For insurance and banking leaders responsible for growth, compliance, risk, and cost efficiency—without increasing operational complexity.
The Business Reality
Remote onboarding has become one of the highest-risk, highest-leverage processes in insurance and bancassurance. Not because technology is missing—but because fraud has evolved faster than traditional controls.
Synthetic identity fraud is systemic
Replay attacks, document forgery, and deepfakes now scale
Regulators demand continuous KYC
Not one-time checks—evidence-ready audit trails required
The Business Case for AI-Driven eKYC
Fraud Reduction
Multi-signal verification with real-time risk scoring eliminates 95% of synthetic identity attempts
Regulatory Proof
Immutable audit logs answer every compliance question: how verified, when verified, which controls applied
Cost Efficiency
Eliminate false positives, agent escalations, and manual reviews—80% operational cost reduction
Implementation Checklist for Leaders
1. Multi-Document Identity
Required- Document authenticity verification
- Tamper and forgery detection
- Risk-tiered approval workflows
2. Biometric Verification
Proof of Presence- Live face capture with liveness detection
- Selfie-to-document matching
- Confidence scoring and risk bands
3. Regulatory Orchestration
Compliance Core- Jurisdiction-specific workflows
- Immutable audit logs for every decision
- Continuous KYC monitoring
4. Channel-Agnostic Delivery
Omnichannel- Mobile, web, and WhatsApp support
- Consistent policy enforcement across channels
- Seamless context preservation
Multi-signal verification stops synthetic fraud at scale
Complete journey in minutes, not hours
Eliminate manual reviews and false positives
Four-Phase Implementation
Risk & Compliance Mapping
Align onboarding journeys with regulatory obligations and fraud exposure
Controlled Pilot
Deploy to cohorts, measure false positives, refine thresholds
Platform Integration
Embed orchestration layer—not bolt-on tool. Works with existing systems
Continuous Optimization
Risk and compliance teams own governance—not IT alone
BankBuddy.ai: Purpose-Built Orchestration
AI-first engagement and orchestration platform designed to coordinate identity, risk, compliance, and channel systems as a unified intelligence layer—not a standalone tool.
Intelligent Decisioning
Probabilistic risk scoring, real-time pattern detection, adaptive workflows
Regulatory Embedded
Compliance controls at every orchestration point, immutable audit logs
Proven Outcomes
95% fraud reduction, 80% cost savings, minutes-fast onboarding
Ready to Implement AI-Led eKYC?
Discover how BankBuddy's AI orchestration enables insurance carriers to implement eKYC with industry-leading fraud detection and compliance without wholesale platform overhaul.
Request a Demo