The Future of Digital Payments is Here

With WhatsApp's 2+ billion user base and its deep integration into daily communication, launching a WhatsApp-based wallet and payment service opens unprecedented opportunities for financial institutions.

BankBuddy's WhatsApp Wallet solution enables banks and fintechs to launch comprehensive payment services on WhatsApp in just 3-4 weeks, without requiring months of development.

Key Features

Digital Wallet

Full wallet functionality within WhatsApp with instant balance checks and transaction history

Instant Transfers

P2P payments using mobile numbers with instant confirmation and receipts

Bank-Grade Security

Multi-factor authentication and end-to-end encryption for all transactions

Comprehensive Payment Solutions

Wallet Management

Check balance and transaction history instantly
Add money from linked bank accounts or cards
Set spending limits and notifications
Multi-currency support for international wallets

P2P Transfers

Send money using just a mobile number
Split bills with groups directly in WhatsApp
Request money from contacts
Instant confirmation and receipts

Bill Payments

Pay utility bills, mobile recharges, and subscriptions
Set up automatic recurring payments
Save billers for quick access
Payment reminders and due date alerts

Merchant Payments

QR code payments at physical stores
In-chat payments for WhatsApp Business accounts
Order and pay without leaving the conversation
Digital receipts and loyalty integration

"WhatsApp-based wallets achieve 3x higher transaction frequency compared to standalone wallet apps, with users completing payments 40% faster"

Why WhatsApp for Payments?

Zero Adoption Friction

Users already have WhatsApp - no new app downloads required. Leverage the 2+ billion user base instantly.

Conversational Commerce

Natural payment flows integrated into daily conversations, making transactions feel effortless.

High Engagement

Leverage WhatsApp's 98% message open rate for payment reminders and transaction notifications.

Trust Factor

End-to-end encryption and familiar interface build customer confidence in digital payments.

Rapid Deployment in 3-4 Weeks

BankBuddy's WhatsApp Wallet platform is pre-integrated with major payment switches and includes all necessary regulatory compliance features:

Pre-built payment flows and UI components

Multi-factor authentication and fraud detection

Compliance with PCI-DSS and local regulations

Real-time transaction monitoring and reporting

24/7 customer support and dispute resolution

Seamless integration with existing core banking systems

Launch WhatsApp Wallet and Payments in Weeks