BankBuddy Blogs
Insights, guides, and thought leadership on Composite AI, digital banking transformation, and the future of financial services.
Composite AI for Frictionless Digital Customer Onboarding
Digital onboarding has gained massive uptake in the banking and financial sector. Learn how banks can reduce onboarding dropouts by creating intuitive dynamic onboarding journeys with composite AI.
A Definitive Guide To Composite AI in Banking
The global artificial intelligence (AI) in Banking is expected to reach USD 130 Billion by 2027. Discover how Composite AI combines multiple AI realms to solve complex business problems.
4 Ways AI Can Transform the Insurance Industry
With declining mobile app downloads, leveraging AI as part of a new digital strategy to provide channel-agnostic digital engagement to customers is the way forward for insurance companies.
It's Time for OMNI-DIGITAL BANKING
Omni digital banking is about bringing Digital business models to life across all customer journeys by sprinkling intelligence in every moment of truth.
Prevent Customer Churn With Artificial Intelligence
How can banks identify at-risk customers and prevent customer churn before it happens? Discover insight-based action using predictive models.
New Account Opening on WhatsApp
With over 2 billion users worldwide, offering WhatsApp-based instant account opening can become a game-changer for banks.
Why BankBuddy is the Most Secure WhatsApp Banking Platform
Learn how BankBuddy enables banks to combat fraud and offer the most secure WhatsApp banking platform with multi-level security.
What Does a Secure WhatsApp Banking Customer Journey Look Like?
A comprehensive list of security features to ensure customers get the most secure WhatsApp banking experience.
Accelerating Digital Remittance with WhatsApp
Discover how WhatsApp can help overcome barriers to digital remittance adoption and transform the $930B global remittance industry.
Insurance WhatsApp Chatbots: The Next Big Thing
Learn how insurance carriers can supercharge customer experience with WhatsApp chatbots for lead management, onboarding, and claims.
WhatsApp for Wallet: The Future of Contactless Payments
How can banks leverage WhatsApp banking to launch wallet services and increase user adoption for contactless payments?
WhatsApp for Wallet: Complete Integration Guide
Comprehensive guide to integrating WhatsApp with digital wallet services for seamless customer experience.
Login to WhatsApp Banking Chatbot: Security Best Practices
Discover how BankBuddy's multi-level security makes WhatsApp banking more secure than traditional mobile and internet banking.
5 Things to Enhance Your WhatsApp Banking Experience
Essential WhatsApp banking experience enhancers including seamless banking, personalized recommendations, and two-factor authentication.
WhatsApp Banking: Complete Guide to Implementation
Five crucial points to consider before launching WhatsApp banking including user experience, use cases, and fallback mechanisms.
Essential Checklist for AI Remote Onboarding and eKYC for Insurance
Discover how AI-based eKYC and insurance onboarding enables carriers to deliver enhanced CX with paperless policy purchase.
eKYC for Banking Customers: Complete Digital Journey
Learn how BankBuddy's omnichannel solution enables banks to remotely acquire new customers and complete eKYC in under 5 minutes.
Customer Onboarding Chatbot: The Digital Revolution
Discover how AI-based remote onboarding and eKYC help banks accelerate customer acquisition with end-to-end automation.
AI-Based Voice Banking for Customer Engagement
What does voice banking mean to the future of customer engagement? Explore how AI-powered voice assistants are transforming banking.
Automated Agent Handoff for Banking Customer Support
Learn how BankBuddy's Agent Handoff module leverages AI and intelligent chat routing to automate bot-to-agent handoff.
Use Clickstream-Based Personalisation to Enhance Digital Banking Sales
Leverage intelligent recommendations to increase revenue per session, reduce churn rate, and increase user conversion.
Hyper-Personalize Banking with AI Recommendation Engine
Discover how AI-powered recommendation engines help banks engage customers with the right product at the right time.
Invoice to Pay for SME Customers: Digital Transformation
How cash management and invoicing solutions drive viral sales and enhance digital engagement for SME customers.
The Canny Co Partners with BankBuddy for CannyPay Solution
FinTech platforms Canny and BankBuddy partner to launch CannyPay, an innovative e-invoicing and payments solution for SMEs.
Why Loan TAT Is Still Measured in Days (Even with Digital LOS)
The bottleneck isn't scoring—it's disconnected onboarding, documents, approvals, and disbursement systems. Discover how integrated platforms reduce loan TAT from days to hours.
End-to-End Lending: From Customer Intent to Repayment in One Flow
True lending transformation happens when origination, servicing, collections, and engagement sit on one platform. Learn how unified systems drive 40% faster loan processing.
Why Credit Decisions Shouldn't Stop at Approval
Integrated platforms enable dynamic credit management—limit changes, early warnings, and personalized repayment journeys that reduce defaults by 30%.
The Missed Opportunity in Loan Servicing
Most banks digitize origination but ignore servicing, where cost, churn, and defaults actually happen. Discover why smart servicing drives 25% cost reduction.
Open Banking Isn't About APIs—It's About Process Ownership
APIs without orchestration create compliance, not value. Monetization comes from embedding them into journeys. Learn why process ownership matters more than API exposure.
Why Open Banking Monetization Fails in Most Banks
Data is exposed, but not operationalized across lending, onboarding, and payments. Discover why 89% of banks struggle to generate revenue from open banking.
Compliance vs Value: The Two Speeds of Open Banking
Banks that treat open banking as a platform capability—not a regulatory project—move faster on innovation. Learn the difference between compliance-speed and platform-speed.
The Hidden Cost of Open Banking Without Integration
Each API becomes another system to monitor, reconcile, and explain to auditors. Discover the $2.4M annual operational burden most banks don't budget for.
Why Agency Banking Breaks at Scale
Disconnected agent apps, manual controls, and delayed reconciliation kill margins at scale. Learn how unified platforms enable profitable agency banking growth.
Agency Banking Is Not a Channel—It's a Workforce
Agents need the same integrated tooling as branches: onboarding, limits, cash, support, and compliance. Discover why treating agents as workforce drives 4.2x productivity.
The Difference Between Agent Enablement and Agent Dependence
Integrated systems reduce fraud risk while empowering agents to do more with less oversight. Learn the critical difference between enablement and dependence.
How Unified Platforms Reduce Agent Fraud Without Slowing Growth
Real-time controls beat post-facto audits every time. Discover how unified platforms enable 82% fraud reduction while accelerating agent network expansion.
Ready to Transform Your Digital Banking?
Discover how BankBuddy.ai can help you implement the strategies and technologies discussed in our blogs to drive real business results.